Upgrade Your Machinery With Flexible Asset Finance

Unlock business growth without sacrificing liquidity. We structure tailored equipment funding for yellow goods, manufacturing plants, medical tech, and commercial machinery through 40+ leading lenders.

--- Funding Options ---

Tailored Asset Funding Structures

Match your financing structure to your business cash flow and accounting preferences.

Tax Favored

Equipment Chattel Mortgage

Gain full title at settlement while claiming GST on the purchase price upfront alongside depreciation benefits.

Off-Balance Sheet

Operating Lease

Rent equipment for a fixed term with options to upgrade, return, or buy at the end of the operating cycle.

Fast Approval

Low-Doc Asset Finance

Secured equipment funding without requiring full historical financial statements or tax returns.

Capital Release

Sale & Leaseback

Sell owned machinery back to the lender to instantly release working capital back into your business.

--- Strategic Advantages ---

Preserve Working Capital for Daily Operations

Paying cash for heavy machinery limits operational flexibility. Asset finance spreads machinery costs across its revenue-generating lifetime while protecting bank overdrafts.

100% Comprehensive Funding

Include freight, installation, software integration, and initial maintenance contracts.

Custom Residual Balances

Configure balloon payments to align with equipment resale values.

Protected Bank Lines

Keep your main daily bank credit facilities open for inventory and payroll.

--- Flexible Eligibility ---

Support For Startups & Rapid Expansion

Traditional banks hesitate to lend to newer businesses without years of profit statements. We utilize specialized asset lenders who evaluate machinery value over business age.

ABN History From Day 1

Access equipment funding structures tailored for new business entities.

Replacement Funding

Upgrade existing working assets with minimal paperwork if payment history is clean.

No Real Estate Required

Secure finance directly against the machinery asset without home equity ties.

--- Process Workflow ---

Steps To Securing Your Business Assets

Streamlined equipment acquisition from invoice to final site installation.

1. Needs Assessment

We review your equipment quotes, tax requirements, and cash flow schedule with your team.

2. Lender Structuring

We negotiate with asset lenders to secure low interest rates and matching term conditions.

3. Digital Sign-Off

Receive formal lender approval, sign loan documents, and confirm invoice details.

4. Supplier Settlement

Funds are transferred directly to your equipment supplier for delivery and installation.

--- OUR LENDING PANEL ---

Your bank isn't your only option. Compare 40+ lenders for a better deal.

We compare a wide range of lending options to help you find a finance solution that suits your goals and circumstances.

--- Got Questions? ---

Asset Finance FAQs

Answers to common asset and equipment financing questions.

What types of equipment qualify for asset financing?

Almost any tangible asset used for business purposes qualifies, including yellow goods, manufacturing plants, transport fleets, medical devices, and IT infrastructure.

What is the difference between a Chattel Mortgage and a Lease?

With a Chattel Mortgage, you own the asset immediately and claim GST upfront. Under a Lease, the lender owns the asset and you claim GST on recurring lease payments.

Can software and installation costs be financed?

Yes. Soft costs such as software integration, shipping, and installation can be bundled into your total funded package in most cases.

How quickly can an equipment loan be settled?

Low-doc applications can receive approvals within 24–48 hours, with funds disbursed directly to your supplier upon invoice confirmation.

LET'S TALK

Ready To Upgrade Your Business Equipment?

Get a fast asset finance quote or discuss low-doc eligibility with our business specialists.