Find a home loan that works for you.
Whether you’re buying your first home, upgrading, investing or looking for a better loan option, Singh Loan & Finance can help you explore your lending options.
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Finance Options For Every Journey
First Home Buyers
Your first home starts with the right support.
Buying your first home can feel overwhelming. We help you understand your borrowing options, deposit requirements and available pathways so you can move forward with confidence.
HOME BUYERS
Find finance for your next move.
Whether you’re purchasing a new home or upgrading your current property, we help you explore home loan options from a range of lenders to suit your circumstances.
REFINANCING
Make your existing home loan work for you.
Your financial circumstances can change over time. We can help you review your existing loan and explore refinancing options that may better suit your current needs.
PROPERTY & CONSTRUCTION
Turn your property plans into reality.
Whether you’re purchasing an investment property or building a new home, we help you explore finance solutions designed around your property plans.
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Why Work With A Mortgage Specialist?
Going directly to one bank limits your choices. We act as your independent credit partner, shopping across 40+ leading institutions to negotiate competitive rates on your behalf.
Access to 40+ Lenders
Compare big banks, regional lenders, and non-bank specialists.
End-to-End Paperwork
We handle pre-approval, document submission, and bank follow-ups.
Zero Fee Service
Our brokerage services are 100% free for clients—paid directly by the chosen lender.
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Your bank isn't your only option. Compare 40+ lenders for a better deal.
We compare a wide range of lending options to help you find a finance solution that suits your goals and circumstances.
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Four Steps To Home Ownership
1. Consultation
2. Comparison
3. Pre-Approval
4. Settlement
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Frequently Asked Questions
Buying a property or arranging finance can feel complicated. We’ve answered some of the questions we hear most often to help you get started.
Your bank can only offer you their own specific loan products. As mortgage brokers, we compare products across 40+ Australian lenders to find lower interest rates and terms suited to your situation—completely free of charge to you.
Generally, a 20% deposit is ideal to avoid Lenders Mortgage Insurance (LMI). However, through government schemes like the First Home Guarantee, eligible buyers can purchase with as little as a 5% deposit.
Pre-approval typically takes between 2 to 5 business days depending on the lender chosen and how quickly your supporting financial documents are provided.
LET'S TALK